The maximum time for filing reimbursement claims generally depends on the type of claim and the applicable law or contract terms. Here are some common scenarios in India: Insurance Claims (Health/Medical Insurance): Policy Terms: Insurance companies often specify a time limit in the policy for submitting reimbursement claims. This period can range from 7 days to 30 days after receiving treatment. It varies by insurer and policy type. IRDAI Regulations: As per the Insurance Regulatory and Development Authority of India (IRDAI), insurers are expected to process claims within 30 days of receiving all necessary documents. Travel Insurance Claims: Typically, travel insurance policies require claims to be filed within 30 to 60 days of the incident. The exact period depends on the insurance provider and the policy terms. Employment-Related Reimbursement Claims: Labour Laws and Company Policies: Employees should refer to their company’s policies or employment contract. The time frame can vary, but it's often between 15 to 90 days from the date of incurring the expense. Tax Reimbursement Claims: For tax-related reimbursements, such as those under the Income Tax Act, claims should be filed within the deadlines set for filing tax returns or specified in the relevant sections of the Act. Contractual Reimbursement Claims: If the reimbursement is based on a contract, the time limit will be governed by the terms of the contract. There is generally a clause specifying the time frame for submitting reimbursement claims. Statutory Claims (e.g., Motor Vehicle Accident Compensation): Under the Motor Vehicles Act, claims for compensation should ideally be filed within six months from the date of the accident, although courts may condone delays in certain circumstances.

that is generally true in routine cases. considering the reason of delay is also important. in case the delay is justified and supported with necessary documentation and proof, insurance company has to reopen the case and pay the liability as per policy condition.